Gusto

Gusto offers payroll, contractor payments, and HR tools. This overview focuses on its US payroll plans, not construction project management.

Questions for your payroll adviser

Describe your actual workforce and job locations before choosing a plan. Ask whether your required pay rules, reporting, time approvals, and accounting exports are supported. Have a qualified payroll professional assess any prevailing-wage, certified-payroll, union, or multi-state requirements; this listing does not confirm suitability for those obligations or provide payroll advice.

Compare the complete cost

Calculate the base subscription plus active employees, paid contractors, and required add-ons. A contractor-payment plan is not employee payroll. Free-trial availability and employer mobile-app capabilities were not established in this review.

Separate payroll from project control

Gusto combines payroll and contractor-payment workflows with onboarding, time-related tools, benefits, and HR capabilities that vary by service and plan. It is a candidate for the people-administration side of a US business. Scheduling a construction project, estimating work, and controlling its budget remain separate requirements to evaluate in other systems.

Map the approval process

Identify who enters hours, who checks them, and who authorizes a payroll run. During a demonstration, follow approved time through payroll and the accounting handoff using non-sensitive sample data. Include a correction and a late timesheet so the test covers how your team actually handles exceptions, not only a perfect pay period.

Prepare a requirements checklist

List employee and contractor counts, work locations, required reports, benefit services, and the roles that need access. Confirm how personal and pay information is restricted. Review any construction-specific payroll obligations with a qualified adviser before purchasing, and obtain written confirmation of supported workflows instead of relying on a general payroll feature list.

Best For

Potential fit: US contractors evaluating employee payroll and HR administration. Editorial fit assessment, not hands-on testing.

Key Features

  • Employee payroll
  • Contractor payments
  • Payroll tax filings
  • Employee onboarding
  • Time tracking on eligible plans

Pros

  • Accounting integrations
  • Unlimited payroll runs on Simple
  • Separate contractor-payment option

Cons

  • Base and per-person fees accumulate
  • Simple is single-state
  • Construction-specific payroll requirements need specialist review

Integrations

  • QuickBooks Online
  • QuickBooks Desktop
  • Xero
  • Confirm account mappings and supported editions

Support

Help center plus business-hours phone/chat; priority and dedicated support vary by plan

Evaluate Gusto for your business

Confirm the current plan, total cost, eligibility and terms with the vendor before committing.